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BANKRUPTCY

INTRODUCTION

BEING IN OVER YOUR HEAD FINANCIALLY is frightening. If you find yourself in
this unhappy position, several kinds of help are available. Bankruptcy is one of the
alternatives for financial distress. You need to examine the options available to you for
dealing with your financial problems and decide which course of action is best for you.
Some people in financial trouble can improve their situation by negotiating
directly with creditors. Others get help from a local financial counseling program or a
consumer credit counseling service with experience in negotiating with creditors and in
budgeting plans. For some people, some form of bankruptcy may be the only realistic
alternative.

The choice of a remedy is not always easy. As a first step, consider the pros and
cons of filing for bankruptcy and selecting one of the two basic types of consumer
bankruptcy: "Chapter 7" ("straight bankruptcy") or "Chapter 13" (sometimes called "wage
earner bankruptcy"). The purpose of this chapter is to provide you with information that
will help you make informed choices and to provide references to other sources of
information. This information is current as of June 1, 2000. For more recent legal
developments, if any, consult the American Bankruptcy Institute (ABI) website, described
at the end of this chapter. Also, see the "Family Law" for topics
regarding bankruptcy and marriage and on consumer credit for bankruptcy related
discussions.

If after you have reviewed this material you decide to seek protection in
bankruptcy, you should select a lawyer who is familiar with bankruptcy law.

• BANKRUPTCY DEFINED
• STRAIGHT BANKRUPTCY: CHAPTER 7
• ALTERNATIVES TO BANKRUPTCY
• AN ALTERNATIVE FOR FAMILY FARMERS: CHAPTER 12
• BANKRUPTCY CONCLUSION
• WHERE TO GET MORE INFORMATION

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TITLE: Legal Services at Auto Lease, Lease, Car Lease, Leasing, Auto Leasing, Car Leasing, Vehicle Leasing Online Shopping Mall

Legal Law Category: Law , Legal, Attorney, Advice, Firm, Search, Attorneys, Lawyers, Power of Attorney, Durable, Forms

Site Description: Legal Services get attorney advice, search, law firm, legal law advice Forms, law, power of attorney, Legal service, Free legal Forms, legal advice, legal, aid, legal document, prepaid legal, help, information

Legal Law Topics: Law, Legal, Attorney, Advice, Law Firm, Search, attorneys, Legal Terms, Free legal documents, attorney, lawyer, lawyers, power of attorneys durable, forms